Reaching F.I.R.E. while living in Hawaii is possible…probably. I’ve never actually met anyone that has done it. Or even read about anyone doing it. But it could, theoretically, be possible. I’m sure. But we want to do it sooner. And I have majorly itchy feet. I live to travel. So

Once I saw the reality of how we spend our money I realized that we have a lot of flexibility in how we spend. I thought we were pretty good. We are pretty frugal people. We don’t waste money. And then I saw the dark side of our spending. We

I felt trapped in the life I had made for myself. I had my dream job that I had worked for years to get to. I lived in Hawaii and owned my own home. Everything looked great on paper. But the reality was something different.  I was overstressed and overworked.

Let’s talk about budget travel. And I mean real budget travel. Not that commercial “travel package” kind of budget travel, but the grimy, do-it-my-goddam-self kind of travel. Save the cost of rent for 4 months by living out of your car- kind of travel. This is not your average vacation

How much does it need to cost for two adults to spend a month traveling around Europe? In 2018 we visited Europe for about a month. We mostly stayed in Airbnb’s and spent a few nights staying with friends in Copenhagen. We visited Paris, Cordoba, Granada, Nimes, Rome, and the

Hawaii is beautiful. My god it’s maddeningly gorgeous. And the weather is basically the best in the world. There are these incredible afternoon mists that blow in and with the sunshine make some of the most amazing rainbows in the world. And since I’m from Hawaii, born and raised, I

So you like this idea of what JL Collins calls “f-you money”. You think, “ Ya I’d like to be financially independent. Who wouldn’t?” But do you really buy this idea that if you saved what you don’t need to spend now, you wouldn’t HAVE TO work anymore? You need