Retirement is wasted on the old. Old people hate flying, they don’t have nearly enough energy nor stamina to really make the most out of the freedom that comes with never needing to work again. Young people could make much better use of all those years of unhindered adventure. It’s a real tragedy. Don’t fret friends. Together we can help free all those young people that are endlessly toiling away at meaningless jobs. We can do something about this seriously sad state of affairs. Early Retirement is the solution. Realizing that retiring early is a possibility is like realizing that the Matrix exists. Just knowing of the possibility of early retirement makes early retirement that much more achievable. So go ahead, pat yourself on the back, you are headed in the right direction. Now it’s time to take the red pill and free yourself. Another key realization is that in order to change your destiny, you need to change your behavior. You can easily estimate your time to retirement based on your savings rate.