Nerds Catch F.I.R.E.

Life, Travel, Financial Independence

The Road

Our Latest Post

Reaching $100k in investments and Why I ❤️ Passive Income!

Mr. Nerd and I both hit the $100,000 in investment accounts milestone! And on top of that FZROX, Fidelity’s Zero cost Total Market Index Fund, gained 1% yesterday so I made $1,000- all while having a pretty chill day. Have I mentioned how amazing passive income is? I ❤️ passive income! We have other streams of income that are fairly passive as well. Our home, for instance, has appreciated 1.7% in the last 30 days. That’s $6,729 according to Zillow. Now compare that to the height of my earning in my former career which was $2,700.49 per month after taxes and health insurance. I worked really hard for that $2,700 per month and I couldn’t have gotten that job without my MS degree. Yes I chose a career that is famously underpaid but my point is… I ❤️ passive income! Our business also has several products that are fairly passive as well. Creating these products was NOT passive but now that they are made, we make money every month whether or not we make

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Nerds Meet World

Smelly Yet Beautiful: Our North American Adventure

Let’s talk about budget travel. And I mean real budget travel. Not that commercial “travel package” kind of budget travel, but the grimy, do-it-my-goddam-self kind of travel. Save the cost of rent for 4 months by living out of your car- kind of travel. This is not your average vacation folks.

Europe- not so expensive after all

We visited Copenhagen, Paris, Cordoba, Grenada, Nimes, Rome, and the Rhine River in Germany. We traveled by train. Train travel in Europe is so luxurious. You can just sit in a cozy seat with a table and eat sandwiches and drink wine. Look out the window and watch the castles drift by as you travel at incredibly high speeds. We brought a picnic cooler bag with us and it was always filled with wine, olives, and sandwich ingredients.

Our Story

How Did the Nerds Catch Fire financial independence retire early- Iron Bull torture device from the inquisition at Palacio de los Olvidado in Granada, Spain

How Did The Nerds Catch FIRE (Financial Independence, Retire Early)?

I felt trapped in the life I had made for myself. I had my dream job that I had worked for years to get to. I lived in Hawaii and owned my own home. Everything looked great on paper. But the reality was something different.  I was overstressed and overworked. I needed to find a way out but I was the bread winner and someone had to pay the mortgage. I lived like that for years. I needed to find a way to never have a boss again and to never be forced to work at a job that I hated.  Finally Mr. Nerd’s business began to gain momentum, earning enough to support our life, and I was able to join him in the business. This was the point that I decided to gain control of our financial future. I realized that my unhappiness in our previous work was part due to feeling financially insecure. We were natural savers and that had been enough until that point. It wasn’t enough anymore, we needed to understand our finances so that I would never feel trapped like that again and so that we could build the life we wanted.

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